Archive for the ‘Chattanooga’ Category

We were founded on the belief that success comes from creating a home that the customer will love for years to come, and at Paran Homes we work to understand your needs and deliver the highest quality at a fair price – all with plenty of signature style. We’re builders with decades of experience behind us, and in communities across the southeast we create homes and lifestyles for every stage of life. Discover the neighborhoods we build, find out what life is like with Paran Homes.

A Variety of Homes for a Variety of Owners

What kind of home would help you create the life you want? Seeking single-family bliss with plenty of space for everyone? We have home designs that offer space for family, room to entertain friends, and features that wow anyone who visits, like brick fireplaces and decorative wainscoting. How does owner-on-main convenience sound? Paran Homes designs homes with thought and care – providing ideal relaxation and comfort. Ready for unique townhome living instead? Our townhomes have stellar design and some even include uncommon features like basements. No matter what kind of life you’re building, Paran Homes is here for it, and we’re ready with a community to fit your needs.

Neighborhoods Designed Around Life

Paran Homes cares deeply about the quality of life of our homeowners – so we choose locations and build amenities that will keep life rich for as long as you have your home. Our age-qualified, active adult, or age-in-place neighborhoods help build a sense of community, with well-lit sidewalks for strolls, great locations near local attractions, and even shared amenities like those you’ll find in Seaboard Junction. Our single-family neighborhoods have space to grow, live, and play, with great yards, beautiful exteriors, and access to wonderful schools. And our townhome communities feature maintenance-free living and ideal locations for the lock-and-leave lifestyle (with so much to do and see!)

Paran Homes Quality and Style

A home from us will help you build the life you want, because we believe that lasting homebuyer happiness and satisfaction should shine through in everything we do. Experience Paran Homes quality today, find a location and reach out to the agent there. After a visit to one of our communities, you’ll know where your home belongs.

Regional Homebuilder Now Accepting New, Unwrapped Toys at Corporate Office and all Active Communities in Atlanta

Duluth, GA, November 20, 2017 –  Each time Paran Homes launches a new community in the Southeast and breaks ground on a new home, its team members can’t help but imagine the families that will one day live there. They can envision memories being made and holidays being celebrated in those homes for years to come. Sadly, they also know that families come from all walks of life and their vision won’t hold true for everyone. In a desire to give back to those in need within one of the cities where Paran Homes’ has the greatest presence, the regional homebuilder has launched Toys for Tots Drives throughout Atlanta. Headquartered in Duluth, Paran Homes offers 10 drop-off locations for anyone who wishes to participate. Now through December 15, Paran Homes will collect new, unwrapped toys and bikes at its Corporate Office and all participating Atlanta communities.

“2017 marks Paran Homes’ second year participating in the U.S. Marine Corps Reserve Toys for Tots Program,” said Lesa Ness, Marketing Manager for the regional homebuilder and organizer of the company-wide toy drive. “Last year, we teamed up with the Duluth Police Department Criminal Investigation Division and had a wildly successful year thanks to our homeowners, vendors, employees and community visitors. We are really hoping to double our efforts this year and make the holidays a little bit brighter for even more children in need throughout the Southeast.”

The list of communities where Paran Homes will be collecting on behalf of Toys for Tots includes:

The Toys for Tots Program was launched by the U. S. Marine Corps Reserve in 1947. For the last 70 years, its mission has been to collect new, unwrapped toys and distribute them as Christmas gifts to less fortunate children in the surrounding community. Paran Homes’ Corporate Office – located at 3005 Breckinridge Blvd., Suite 200 in Duluth, Georgia – is now accepting toy donations. To find the addresses and hours of operation for communities where prospective gift-givers can drop off their toys at either the sales office or model home, please visit www.paranhomes.com.

With today’s rates being as low as they are, many potential home buyers are looking for ways to fast track the mortgage process at rocket speeds online or through Apps on their phone.

After all, we do live in a time where we can have almost anything we want on demand through a few clicks. With all of these amazing conveniences, it only makes sense that there are similar shortcuts to buying a home, right?

Wrong!

The purchases mentioned above, are relatively minor compared to the average price of a home. And many first time home buyers don’t realize that mortgage loans are not one-size-fits-all products and each one is tailored to the borrower’s unique financial situation

When you work with a mortgage expert, either face-to-face or over the phone, they can ask you the right questions to help you secure the best mortgage at the best rate, customized to meet your own personal home buying needs.

And while today’s rates remain low, they won’t be forever, so the more prepared you are in advance, the better your chances will be later of securing the best possible mortgage to help you buy the home of your dreams.

Here are five simple steps to make the home buying process as uncomplicated and easy as possible for you.

1. Start saving now!

While some mortgage products require a very low down payment, or no down payment at all, there are costs associated with the buying a home you may not be aware of. Outside of fees associated with closing costs, the home’s inspection, etc., there may also be upgrades or changes you’ll want to make right away, sich as the installation of a wireless AV system.

2. Know your loan options.
FHA, VA, conventional, jumbo… all of these mortgages have their plusses and minuses.

A mortgage expert can help you decide which one is the best option for the home you’re considering and walk you through down payment scenarios and other factors that will affect your monthly mortgage payment.

3. Know in advance what you’re approved for.

Most people have no idea how much a mortgage lender is actually going to loan them until they find a home they like and apply for a loan. Getting approved for a mortgage can take some time and with the limited availability of homes on the market, any delay can cause you to lose out to another buyer who is already working with a lender.

Make sure you have a pre-qualification before you even start window shopping for a home and later, secure a pre-approval before you start meeting with Realtors and home sellers. Many Realtors and sellers won’t meet with potential buyers unless they see a pre-approval letter from a mortgage lender.

4. Is anyone else pretending to be you?

Many potential borrowers don’t realize that they’ve been the victims of identity theft until they have had their credit checked by a mortgage lender. ID theft can hurt your credit score and make it very difficult for you to secure a mortgage at a favorable rate.

Overcoming identity theft is a time consuming process and one that does not happen overnight. It’s best to check your credit report at least once a year to see if you’ve been the victim of identity theft and fix any errors you may see before you apply for a mortgage.

5. Connect with a mortgage expert for insider secrets.

Each borrower’s situation is different and there are many other steps a borrower can take to secure the best mortgage at the lowest rate possible. However, these are all based on the individual borrower’s personal situation, the current interest rates and the home they are looking to purchase.

HomeBridge prides itself on taking a personal approach to the mortgage industry. Any of the mortgage loan originators in my office would be happy to discuss your home buying needs with you and there is never an obligation to work with HomeBridge when you do decide the time is right to purchase a home.

About the author:

Jeff Conn is the branch manager for the Cobb office of HomeBridge Financial Services, Inc. one of the largest, independent mortgage lenders in the U.S. Appointments with Jeff or someone from his team can be made by calling (770) 373-5500, sending an email to jconn@homebridge.com or by going online to www.homebridge.com/branch/kennesaw/.