Posts Tagged ‘Mortgage’

There’s only one kind of surprise you’ll get when you buy your home with Paran Homes – the kind that feels like popping the cork on a bottle of champagne! Ask about our current incentives to find out what’s waiting around the corner for your family; you could get up to $10,000 in incentives* when you buy with Paran Homes. Find your new neighborhood and reach out to an agent for details.

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Discover the home that’s right for you – the right location, design, and price – get prequalified, and sign. When you build with Paran Homes, that’s it! Leave the unwanted surprises behind and work with a homebuilder that makes room for a homebuying experience that’s hassle-free to start your 2023. It’s as simple as 1, 2, 3 – here’s how:

1. Find Your Home Hassle-Free – Our Neighborhoods

Your new home dreams in the new year start with… you! First, you can take a look at our new home neighborhoods all over Metro Atlanta, GA, and Nashville, TN, to discover the one that’s right for your life. We have single-family home neighborhoods with space for life to grow and flourish, as well as active adult communities with single-level ranch home layouts that make an age-in-place lifestyle so appealing.

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Searching our homes and neighborhoods from your phone, tablet, or desktop is easy. You can browse photo galleries, floor plan designs, and information about amenities and activities on each community’s page. It’s also easy to request additional information by phone or email and even schedule a tour of the neighborhood right here online. Agent contact information is listed on each neighborhood’s web page, but you can reach out with general inquiries here on our website.

2. Secure Financing – Working with Our Preferred Lender is Hassle Free

Once you’ve found the community that’s right for you, and you’ve found the home that’s the ideal setting for your next chapter, you can work with our preferred lender to make it a reality. Homeowners Financial Group is our preferred lender partner, and they’re dedicated to serving homebuyers like you with financing services you can trust. Working with them ensures you’re financing through a trustworthy lender, and you can even get pre-qualified for financing on a home from Paran Homes.

3. Coming Home

With your home picked out, and your financing secured, that’s it – it’s time to start the signing process. No bidding, no kidding. Nobody can swoop in and buy your dream out from under you when you build a new home with Paran Homes. When signing is done, your dream is secure.

Discover a homebuying process that’ll make your start to 2023 hassle-free, and find out how Paran Homes can make every step of the process easier and less stressful. Take a look at our communities today and see where your next chapter starts in a new home.

*Contact one of our agents in a Paran Homes sales office for full promotion details and terms.

It’s completely normal to have some hesitation when you start thinking about home ownership. The purchase of a home is the largest financial decision most people will ever make and it would be unnatural not to have some concerns!

For more than 25 years HomeBridge has led the way in simplifying the mortgage process in order to help people finance the American Dream of home ownership.

The following are a few questions we’ve heard from hesitant home buyers and ones that you should ask yourself if you’re wondering if buying a home in the next couple of years is the right move for you.

How long have you been paying rent?

A better question could be ‘for how much longer do you want to pay someone else’s mortgage?’ because that’s essentially what you’re doing when you rent.

When you purchase a home, you are becoming your own landlord and you’re paying yourself rent each month. If you decide to sell your home, the profits should become yours. If your landlord sells a home rented to you, they receive the profits. It’s really that simple.

What if I can’t make my payments?

This is an incredibly important question to ask yourself and a very understandable one as well. Ask yourself this question first though: Have you ever missed a rent payment for a reason other than you simply forgot to drop off the check?

For many buyers, their monthly mortgage payment is close to what they were paying in rent already, not factoring in the tax incentive they may receive at the end of the year and the equity they are building with each payment. If you’ve been responsibly paying your rent for years, what is to stop you from responsibly paying your mortgage?

How Much Home Can I Afford?

Another great question that we hear a lot. To start, use a mortgage calculator to get a ballpark estimate, like the one we have online here. This is a loose estimate, but it can act as a great starting point in determining what you can afford. The next step, even before you start looking at homes, should be scheduling a meeting with a mortgage loan originator, either in person or over the phone, for a consultation and no obligation click here.

The path to home ownership can be an exciting and enjoyable one if you follow the right steps! If you’d like to discuss those steps, you can call my office or send me an email to schedule an appointment.

About the author

Joel Van Ash is an MLO in the Johns Creek office of HomeBridge Financial Services, Inc. one of the largest, independent mortgage lenders in the U.S. Appointments with Joel or someone from his team can be made by calling (770) 634-9079, sending an email to jvanash@homebridge.com or by going online here.